Quick Approvals 

Fast and easy application for mattress financing. Pay over 12 months or more.

Easy Payments 

Affordable automatic
monthly or bi-weekly payments

Choose ‘SkyCap’ 
at checkout*

Shop the O Mattress™

*O Mattress™ promotion codes cannot be combined with SkyCap Financing.
*Interest rates and total cost of borrowing are dependent on a borrower’s credit history. SkyCap reserves the right to approve or decline an applicant based on SkyCap’s internal underwriting guidelines and procedures. APR ranges from 12.99% to 39.99%. Not all applicants are approved.